Life Insurance

A life insurance policy is an effective way to protect your family's lifestyle and future, and we offer several different types of life insurance that can be tailored to your unique needs. Some provide temporary protection for shorter-term needs, while others are best for long-term or permanent protection. Permanent life insurance policies can even provide a cash value that may grow tax-deferred over time. Your cash value can be accessed to help supplement your retirement income when your protection needs decrease later in life, or for any other major life event need, such as paying for a child's college expenses.* Explore the versatility of life insurance and what it can do for you and your loved ones.

Long-term Care Insurance

Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect your or a family member's future and help preserve the assets you've worked so hard to build.  Click here to learn more.

Individual Disability Insurance

Your ability to earn an income is probably your most valuable asset. A foundation of any sound financial strategy is having protection of a portion of the income that might be lost if an injury or sickness prevented you from working. Click here to learn more.

Income Annuities

If you're preparing for retirement and are concerned about a stable source of income in retirement, consider one of our guaranteed income annuity products.1 You can select an immediate annuity which starts paying income right away (usually within 12 months), or a deferred income annuity which allows you to put money away now for lifetime income payments that start when you need them in the future.2 Either way, you can rest easy knowing you'll always have a steady income stream when you need it most.


We offer products and services to help you develop a sound, long-term investment strategy. You can choose from over 2,500 mutual funds; self-directed, tax-deferred individual retirement accounts (IRAs); and 529 college savings plans. We also offer products to fund employer-sponsored retirement plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined-contribution and defined-benefit plans.

Other Products

We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products. 3 If we don't offer it, chances are we can assist you.

To learn more about our products and services, please feel free to give me a call or request a free consultation. I'll be happy to answer all your questions.

*Accessing cash value will reduce the available cash surrender value and death benefit of the policy.

1Guarantees are backed by the claims paying ability of the issuer.

2Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before 59 ½ may also be subject to a 10% federal tax penalty.

#Securities products and services are offered by properly licensed registered representatives through NYLIFE Securities LLC (MemberFINRA/SIPC), a Licensed Insurance Agency and a New York Life Company.

3Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.


Robert Shoneck Jr is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CT, FL, GA, KS, MA, MD, NC, NH, NJ, NY, PA, RI, SC, and VT. No insurance business may be conducted outside the states referenced.

Robert Shoneck Jr is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 750 Old Main St Ste 304, Rocky Hill, CT, 06067, 860-298-1063. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CT, FL, GA, IN, KS, MA, MD, ME, NC, NH, NJ, NY, OR, PA, RI, SC, TX, and VT. No offers may be made or accepted from any resident outside the specific states referenced.

Robert Shoneck Jr is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of AR, AZ, CA, CT, FL, GA, IN, KS, MA, ME, NC, NH, NJ, NY, OR, PA, RI, SC, TX, and VT. As such, these services are strictly intended for individuals residing in the states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​